WisenU – Loan Document Checklist
SBI – State Bank of India
Personal Loan Checklist:
- Latest 6 months’ salary slip
- Copy of identity card issued by the employer
- Last 6 months’ salary credited statements
- PAN Card & Aadhar Card
- Two recent passport-sized photographs
Pension Loan Checklist:
- Pension payment order (PPO)
- Last 6 months’ pension credited statements
- PAN and Aadhar card of applicant and guarantor
- Two recent passport-sized photographs
Car Loan Checklist:
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General Documents applicable to All
- Latest passport size photographs-2
- Original copy of proforma invoice (quotation)
- Margin money receipt (Original)
- Security Cheques (3)
- Bank statement for last 6 months
- PAN Card
- Proof of Identity
- Proof of residence
- Latest Salary Slip for one month
- Form 16 or ITR for last 2 Years
- Business address proof (like utility bills, Trade license, GST certificate, Udyam Registration certificate)
- Certificate of Practice (if applicable)
- Business proof (like GSTIN, Shop Act)
- IT returns of last two years with Balance sheet
- TDS Certificate (Form 16, if applicable)
- 3 passport size photos
- Passport copy with page containing visa stamping
- Copy of valid work permit
- Employment contract copy (If the contract is in any other language, then an English translation duly attested by employer / consulate / embassy / SBI foreign office)
- Latest salary certificate in original or proof of income in case of self-employed / professionals e.g. IT Return (of the residing country of NRI) / Tax Residency Certificate
- Copy of identity card issued by the employer
- Proof of residence (driving license / utility bills etc.)
- Copy of Continuous Discharge Certificate if guarantor is employed in merchant navy
- Power of Attorney, if required, in Bank’s standard format duly stamped and notarized / attested by Indian Embassy / Consulate
- 2 passport size photographs
- Signature identification from banker
- A copy of passport / voters ID card / PAN card
- Proof of residence
Education Loan Checklist:
-
Checklist of Documents to be submitted along-with duly filled Loan Application Form
- Mark sheet of 10th, 12th, Graduation (if applicable), Entrance Exam Result
- Proof of admission to course [Offer Letter/ Admission Letter/ ID card if available]
- Schedule of expenses for course
- Copies of letter conferring scholarship, free-ship, etc.
- Gap certificate, if applicable (self-declaration from student for gap in studies)
- Passport size photographs of Student / Parent / Co-borrower / Guarantor (1 copy each)
- Asset-Liability Statement of Co-applicant / Guarantor (Applicable for loans above Rs 7.50 lacs)
- (a) Latest Salary Slip
- (b) Form 16 OR latest IT Return (ITR V)
- (a) Business address proof (if applicable)
- (b) Latest IT Returns (if applicable)
- Bank Account Statement for the last six months of Parent / Guardian/ Guarantor
- Copy of Sale Deed and other documents of title to property in respect of immovable property offered as collateral security / Photocopy of Liquid Security offered as collateral
- Permanent Account Number (PAN) of Student / Parent / Co-borrower / Guarantor
- AADHAAR (mandatory, if eligible under various interest subsidy schemes of GOI)
- Passport (mandatory for Studies Abroad)
- Submission of OVD- PAN Card, Aadhar Card
Home Loan Checklist:
-
Property Documents
- Agreement to Sale/Sale Deed
- Chain of Title documents establishing flow of Title
- Mutation Certificate (If applicable)
- Conversion Certificate (If applicable)
- Detailed estimate of construction
- Approved Plan Copy (Blueprint), Construction permission No.
- Land & Building tax paid receipts up to date
- Possession Certificate if applicable
- NOC from Building/Society
- Letter of allotment from Housing Board/Society/Private Builder
- All payment Receipts (Original) to Builder (Margin)
- Commencement Certificate
- Registered Development Agreement & POA
- Occupancy Certificate and Share Certificate (Resale Flat)
- Seller/Builder (Vendor) details, ID & Address Proof, Details of Bank account
- Application form duly filled by the borrower, Co-borrowers (if applicable) and submitted along with 2 photographs each.
- Proof of identity (Photocopies of PAN/Passport/Driver’s License, Voter ID card)
- Proof of Residence (photo copies of recent Telephone Bills/ Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
- Statement of Bank account for last 12 months held by the applicant/s.
- Personal asset liability statement in the Bank’s standard format.
- Latest 3 months Salary slip.
- Copy of identity card issued by the employer.
- Form16 or IT Returns for the last 2 years.
- Irrevocable Letter of Authority addressed to disbursing authority.
- Irrevocable Letter of Authority from the person authorized to disburse salary and allowances.
- Photocopies of IT Returns/Assessment orders for the last 3 years.
- Balance sheet and Profit and Loss A/c for the last three years (Certified true copy).
- Proof of business address.
- Business proof (Registration Certificate of establishment, Gumasta /Trade license, Sales Tax Registration, etc.)
- A photocopy of Certificate of Practice (if applicable).
- TDS Certificate (Form 16A, if applicable).
- Documents showing Land Holding.
- Documents showing Cropping Pattern.
- Interview Form.
- 2 passport size photographs of borrower.
- Signature identification from bankers of borrower.
- A copy of passport /voters ID card/PAN card.
- Copy of passport including page containing visa stamping.
- Copy of valid work permit/ work contract and Appointment letter.
- Copy of identity card issued by the employer.
- Statement of overseas bank account for the last six months which reflects credit of salary, savings etc.
- Salary slips for the last three month or Tax Returns (if applicable).
- Copy of Continuous Discharge Certificate in respect of applicants employed in Merchant Navy.
- Power of Attorney, if applicable, in Bank’s standard format duly stamped and notarized/attested by Indian Embassy/Consulate.
- Sanction letter/ Foreclosure letter.
- Loan account statement for Last 1 year.
- List of original documents with xerox held at bank.
- Maintenance and property tax receipt (latest).
- Electricity bill paid latest.
- Interim period security.
To ensure quick processing and disbursal of your Home Loan, furnish all documents (applicable to your case) along with the completed SBI Home Loan Application Form.
FOR NRI’s AND PIO’s For Borrower:
PNB – Punjab National Bank
Personal Loan Checklist:
- Salary slip of last 3 months
- Form 16 or ITR
- Bank account statement of last 6 months
Pension Loan Checklist:
- Pension payment order (PPO)
- Last 6 months’ bank statement
- ID proof
Car Loan Checklist:
- Quotation of car
- Last 6 months’ bank statement
- ID proof
Education Loan Checklist:
- Proof of admission
- Schedule of expenses
- Mark sheets of 10th, 12th, and graduation
Home Loan Checklist:
- Loan application form
- Property documents
- Identity proof
BOI – Bank of India
Personal Loan Checklist:
- Latest 6 months’ salary slip
- Last 6 months’ bank statement
- PAN card
Pension Loan Checklist:
- Pension payment order (PPO)
- Last 6 months’ bank statement
- ID proof
Car Loan Checklist:
- Quotation of car
- Last 6 months’ bank statement
- ID proof
Education Loan Checklist:
- Proof of admission
- Schedule of expenses
- Mark sheets of 10th, 12th, and graduation
Home Loan Checklist:
- Loan application form
- Property documents
- Identity proof
BOB – Bank of Baroda
Personal Loan Checklist:
- 6 months’ salary slip
- Last 6 months’ bank statement
- Address proof
Pension Loan Checklist:
- Pension payment order (PPO)
- Last 6 months’ bank statement
- ID proof
Car Loan Checklist:
- Quotation of car
- Last 6 months’ bank statement
- ID proof
Education Loan Checklist:
- Proof of admission
- Schedule of expenses
- Mark sheets of 10th, 12th, and graduation
Home Loan Checklist:
- Loan application form
- Property documents
- Identity proof
Indian Bank
Personal Loan Checklist:
- Salary certificate
- Form 16
- Bank account statement
Pension Loan Checklist:
- Pension payment order (PPO)
- Last 6 months’ bank statement
- ID proof
Car Loan Checklist:
- Quotation of car
- Last 6 months’ bank statement
- ID proof
Education Loan Checklist:
- Proof of admission
- Mark sheets
- Schedule of expenses
Home Loan Checklist:
- Loan application form
- Property documents
- Identity proof
Canara Bank
Personal Loan Checklist:
- 3 months’ salary slip
- PAN card
- Bank statement of last 6 months
Pension Loan Checklist:
- Pension payment order (PPO)
- Last 6 months’ bank statement
- ID proof
Car Loan Checklist:
- Quotation of car
- Last 6 months’ bank statement
- ID proof
Education Loan Checklist:
- Proof of admission
- Mark sheets
- Schedule of expenses
Home Loan Checklist:
- Loan application form
- Address proof
- Property documents
Union Bank of India
Personal Loan Checklist:
- Salary slip of last 3 months
- PAN card
- Bank statement of last 6 months
Pension Loan Checklist:
- Pension payment order (PPO)
- Last 6 months’ bank statement
- ID proof
Car Loan Checklist:
- Quotation of car
- Last 6 months’ bank statement
- ID proof
Education Loan Checklist:
- Proof of admission
- Mark sheets
- Schedule of expenses
Home Loan Checklist:
- Loan application form
- Property documents
- Identity proof
HDFC Bank
Personal Loan Checklist:
- Salary slip of last 6 months
- Bank statement
- ID proof
Pension Loan Checklist:
- Pension payment order (PPO)
- Last 6 months’ bank statement
- ID proof
Car Loan Checklist:
- Quotation of car
- Last 6 months’ bank statement
- ID proof
Education Loan Checklist:
- Proof of admission
- Mark sheets
- Schedule of expenses
Home Loan Checklist:
- Loan application form
- Property documents
- Identity proof
ICICI Bank
Personal Loan Checklist:
- Salary slip of last 3 months
- Bank statement of last 6 months
- ID proof
Pension Loan Checklist:
- Pension payment order (PPO)
- Last 6 months’ bank statement
- ID proof
Car Loan Checklist:
- Quotation of car
- Last 6 months’ bank statement
- ID proof
Education Loan Checklist:
- Proof of admission
- Mark sheets
- Schedule of expenses
Home Loan Checklist:
- Loan application form
- Property documents
- Address proof
Axis Bank
Personal Loan Checklist:
- Last 3 months’ salary slip
- Bank statement
- Address proof
Pension Loan Checklist:
- Pension payment order (PPO)
- Last 6 months’ bank statement
- ID proof
Car Loan Checklist:
- Quotation of car
- Last 6 months’ bank statement
- ID proof
Education Loan Checklist:
- Proof of admission
- Mark sheets
- Schedule of expenses
Home Loan Checklist:
- Loan application form
- Property documents
- Identity proof
IDBI Bank
Personal Loan Checklist:
- Last 6 months’ salary slip
- Last 6 months’ bank statement
- PAN card
Pension Loan Checklist:
- Pension payment order (PPO)
- Last 6 months’ bank statement
- ID proof
Car Loan Checklist:
- Quotation of car
- Last 6 months’ bank statement
- ID proof
Education Loan Checklist:
- Proof of admission
- Schedule of expenses
- Mark sheets of 10th, 12th, and graduation
Home Loan Checklist:
- Loan application form
- Property documents
- Identity proof